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Choosing dental insurance doesn't have to be complicated.
The right plan depends on your budget, your dental care needs, and the providers you want to see. As you compare your options, consider how often you visit the dentist, the types of services you expect to need, and whether your preferred dentist participates in the Delta Dental network.
Why choose Delta Dental?
The nation's largest dental network
Access one of the nation's largest dental networks, making it easier to find quality care close to home.
Coverage that helps you save
Many plans include preventive care and offer lower out-of-pocket costs when you visit an in-network dentist, helping you get more value from your benefits.
Simple tools and local support
From shopping for plans to finding a dentist and managing your benefits, we're here with online tools and a New Mexico team ready to help.
Explore your coverage options
Coverage designed for adults looking to protect their oral health with affordable preventive care and access to a large provider network.
Help keep every member of your family smiling with coverage that supports preventive care, routine treatment, and healthier futures.
Learn what makes Delta Dental New Mexico different—from our extensive provider network and local service to our commitment to healthier communities.
Start by thinking about your dental care needs, how often you visit the dentist, whether you need coverage for family members, and whether you want to continue seeing your current dentist. Comparing premiums, deductibles, annual maximums, and covered services can help you identify the plan that's the best fit.
Many dentists participate in Delta Dental's provider network. Before choosing a plan, use our Find Care tool to see whether your preferred dentist participates. Seeing an in-network dentist can help you maximize your benefits and lower your out-of-pocket costs.
Coverage varies by plan, but many plans include preventive services such as exams, cleanings, and X-rays. Depending on the plan you select, coverage may also include fillings, crowns, root canals, and other restorative services. Review each plan's Summary of Benefits for specific coverage details.
A deductible is the amount you pay for certain covered services before your dental plan begins paying its share. Many plans cover preventive care without requiring you to meet your deductible first.
An annual maximum is the total amount your dental plan will pay toward covered services during a benefit year. After reaching that amount, you'll generally pay the remaining costs for covered services until your benefits reset.
Coverage effective dates depend on the plan you select and when you enroll. Review plan details for information about effective dates and any waiting periods that may apply.
Some plans require a waiting period before certain basic or major services are covered. Preventive care is often available immediately, while restorative services may require additional waiting time. Refer to the specific plan details for complete information.
Once you've selected the plan that's right for you, you can enroll online in just a few steps. If you'd like assistance, our customer service team is happy to help you compare options and complete your enrollment.
Own a buisness?
Whether you're a small business or a larger organization, our employer benefits specialists can help you compare plan options and build a dental benefits package that meets the needs of your employees and your budget.
Already have questions?
Our team is here to help. Contact a Delta Dental representative to discuss plan designs, eligibility, enrollment, or any questions you have about offering dental benefits to your employees.